Are you loving the idea of tattoo removal, acne scar removal, skin rejuvenation or fat removal treatments, but hoping for a way to make payments more achievable?
You may be eligible for financing through third-party payment plan programs. These companies typically offer great interest rates, low fees and flexible repayment options. They may also temporarily cover a portion, or all of your initial treatment costs (depending on your credit).
Currently, we recommend our customers to go through one of the following companies to apply for financing (click an icon to learn more, opens a new tab):
Of the above two, we recommend Paybright as a first attempt. They make the process much easier.
You can also call in your application with Medicard at 1‑888‑689‑9876.
The above companies are set up to pay us directly for your treatments, after you are approved for financing. Thereafter, they debit your bank account for scheduled repayments.
Below we’ll answer some common FAQs about payment plans for laser and body treatments at our clinic.
How many payments will I have to make for my selected treatment?
The number of payments you’ll need to make will depend entirely on the program you are approved for. We don’t offer payment plans from our organization directly. Meaning, the loan doesn’t come from us; it comes from the financing companies that we refer you to. Your best source of information will be to ask them directly about these details.
We make no guarantees on the service quality or promises made by these external companies.
Should I get pre-approved before booking my treatment consultation?
You are more than welcome to book a consultation with us at any time. This is totally fine to do, if you are hoping to find out whether or not you are even eligible for a treatment. We don’t require that you be pre-approved for financing before doing so. However, our consultation and cancellation fees, if applicable, will still apply. These will need to be paid for out-of-pocket.
If you are fairly certain that you will want to undergo a procedure, and will likely need a payment plan to cover its costs, it may help to get pre-approved for financing first.
With a pre-approval, your consultation will go smoother, and you can get started right away. We’ll be able to make recommendations based on your budget, which will help to narrow down your choices, if there are several options for your case.
Plus, with pre-approvals, there won’t be wait-times, in case we can get your treatment done that day.
Pre-approvals don’t mean that you must start your treatments immediately. Usually financing companies give you a window of time to make a decision about whether or not to take out the funds available to you. If you pass this window of time, you’ll need to re-apply.
Do I have to use one of your preferred partners for financing, or can I choose my own?
The above companies we’ve worked with simply have good deals on financing that you can use towards our laser and body treatments. They are reputable and well-known in the industry. They also pay us directly for your treatments, and set up repayment plans with you separately. So, they make the process a little easier to get going with your treatments.
However, technically speaking, any loan you apply for out there can help you pay for your treatments. If you feel you can get a better deal through your bank, credit card, a private lender, or otherwise, we won’t impose restrictions on you. We simply accept the cash you are given through these external companies, as if you were paying for our services out-of-pocket. The details of your repayments will be between you and them.
Will pre-approvals on financing for cosmetic treatments affect my credit score?
Some companies offer payment plans that do not affect your credit score, if they are paid back within a certain period of time, or on a certain schedule.
However, this is not something we can speak to with any certainty, since we don’t run the financing programs ourselves. We can simply refer you to reputable lenders that may, or may not, approve a certain amount for your desired treatments. Their credit terms and conditions vary greatly.
If this is a concern for you, please connect with your financing provider directly to find out more.
Will financing my treatments with payment plans end up costing me more?
Some financing companies may take a processing fee or interest rate for repayment plans. However, sometimes their rates can come in as low as 0%, with nothing down.
Will you end up paying more for your treatments by using a payment plan? This can depend on several factors that are unique to your case. Factors can include the interest rate you are offered, the speed at which you pay back your loan, or the package or deal you are offered through our clinic. So, we can’t speak to this with absolute certainty. It will take some investigation on your part.
Generally speaking, however, payment plans do usually come with fees. This is how the loan providers make money.
The benefit of seeking financing for your cosmetic treatments is that you’ll be able to get them done sooner than later. You’ll also be able to follow a rigorous treatment schedule, which can be necessary to see improvements (especially if yours is a health concern).
If you wait too long between treatments due to a lack of funds, you may not see your maximum results potential, which you came for in the first place. So it’s important to consider the pay-off of your treatments being on time, too.
Can I use loan funds to pay for your package rates?
Yes, you can use funds of any kind to pay for package rates or deals on our services, as long as they are purchased while our promotions are still running. All the typical terms and conditions will apply to any package rates or promotions.
We can not hold promotions for you if you are awaiting financing approval. Though, financing decisions usually come within hours.
Who can I call to ask more questions about financing options?
Your best source of information will be with the companies that offer financing, directly. They will have the most up to date answers for you.
That said, when you come in for a consultation, we will be more than happy to help you with whatever knowledge we have about these programs. Since we don’t work for these companies, our knowledge may be limited, or out of date. Please keep that in mind.
We also provide forms, and help you get started with the application process. It is a simple online application, with near-instant pre-approval. Then, all you’ll need is your picture ID handy, to complete the next steps in the process (you’ll have some forms to fill out).
How else can I save on treatments at your clinic?
Services and products purchased at our clinic can earn rewards and discounts in multiple ways. We are constantly updating our offers, too. The best way to stay in the loop about our promotions is to subscribe to our newsletter.
In general, we offer the following types of savings and loyalty programs at our med-spa:
- Package rates for a specified number of pre-purchased treatment sessions (varied by treatment type). These packages earn you a discounted rate on sessions, compared to buying them as-you-go. Most of our services require more than one session anyway, so you can get great deals this way.
- A SkinFit membership program, which adds value to your treatments with us. This program is run internally by our company. Ask us for details!
- Occasional promotions for our social media followers and e-newsletter subscribers.
Prices on this website are to be used as a guide, and not a definite cost for your treatment. Prices can change at any time.
Procedure results are not guaranteed, and can vary from patient to patient.